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Personal Consumer Issues • Gym vs Classpass

I'm in the process of returning to working out again after sustaining an elbow injury from a martial arts class earlier in the year. After sustaining the injury I think going to a dedicated martial...

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Personal Investments • Torn on contributing to VTI/VXUS vs SWTSX/SWISX

I started a brokerage account a couple years ago to have fun and hopefully give me some extra cushion for an early retirement. This account is in addition to my state pension which I will be eligible...

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Personal Finance (Not Investing) • Help with Trust question

Parents have investments at Morgan Stanley and they are in a trust. The trust is written that when parents pass a separate trust is created for each child and the investments would be split between...

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Personal Finance (Not Investing) • car rental Sydney, Australia

I will be renting a car in Sydney, Australia for most of a month, so some questions:Any rental agencies to avoid or any that you recommend?For a longer rental can I save money by renting at a location...

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Personal Finance (Not Investing) • Estate Planning and Checking Account

I have a relative that has a trust based estate plan but their checking account is not in the name of the trust. There are a few issues. We were told that the checking account should not be in the...

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Personal Finance (Not Investing) • Anyone else suffering from paralysis when...

I've made some momentous decisions in my life with relative ease: i) eloping, ii) moving to a foreign country, iii) giving up a lucrative career to follow my passion etc.But lately I've been suffering...

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Personal Investments • Architecting Auto-Investments.

I currently have automatic investments set up to pull funds from my bank account directly into the settlement account on Vanguard. However, I’d like to optimize my strategy by using a higher-yielding...

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Personal Investments • Seeking advice on limited 401k fund options...

This is a traditional 401k account, and due to limited fund choices with reasonable expense ratios (for me that would be 0.2% or less), I am currently all-in on FXAIX with a very low ER (expense...

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Personal Finance (Not Investing) • Future Choices when mom wants to move

Mom currently lives in Rossmoor a retirement community in Northern California. Rossmoor is to the best of my knowledge, a retirement community, and not a CCRC. She moved there to live near my sister...

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Personal Investments • Demented Spouse - Furious at Vanguard

After an extended extended 6+ month process setting up accounts at Vanguard for my mother and my father who has severe dementia, we transferred all of my parents' assets to Vanguard and the Vanguard...

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Personal Finance (Not Investing) • California earthquake insurance: what am I...

Thinking about earthquake insurance for our "new" (1938) house in the Bay Area. We have 100% equity, it's a two-story split level with several additions, and even though it's had some retrofit...

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Personal Investments • Why is gold increasing in value?

What is causing gold to escalate in value? GLD SPR Gold Shares is up 38% in one year, 62% in 2 years, and 32% year to date.What is going on?Statistics: Posted by Arboecars — Tue Nov 05, 2024 8:06 pm —...

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Personal Investments • Contribute to Roth 401k vs taxable

Is there ever a reason you would contribute to a taxable brokerage account if you still had room to contribute to your employer’s Roth 401k?Statistics: Posted by VT2025 — Tue Nov 05, 2024 8:07 pm —...

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Personal Consumer Issues • Getting Photos/Videos off iPhone with...

Right now, the only ways I am able to get Photos/Videos from my iPhone onto my PC is:1) Syncing to the Cloud. This is nice, because it saves the files with the Date and Time as the filename.2)...

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Personal Investments • 50 MILLION PORTFOLIO :)

Hey Bogleheads,I’m in my 20s, and I want to build a $50 million ETF only portfolio (not joking here). I’m thinking of keeping it simple. Open to allocation ideas and specific ETF suggestions. Here’s...

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