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Personal Consumer Issues • Gym vs Classpass
I'm in the process of returning to working out again after sustaining an elbow injury from a martial arts class earlier in the year. After sustaining the injury I think going to a dedicated martial...
View ArticlePersonal Investments • Torn on contributing to VTI/VXUS vs SWTSX/SWISX
I started a brokerage account a couple years ago to have fun and hopefully give me some extra cushion for an early retirement. This account is in addition to my state pension which I will be eligible...
View ArticlePersonal Finance (Not Investing) • Help with Trust question
Parents have investments at Morgan Stanley and they are in a trust. The trust is written that when parents pass a separate trust is created for each child and the investments would be split between...
View ArticlePersonal Finance (Not Investing) • car rental Sydney, Australia
I will be renting a car in Sydney, Australia for most of a month, so some questions:Any rental agencies to avoid or any that you recommend?For a longer rental can I save money by renting at a location...
View ArticlePersonal Finance (Not Investing) • Estate Planning and Checking Account
I have a relative that has a trust based estate plan but their checking account is not in the name of the trust. There are a few issues. We were told that the checking account should not be in the...
View ArticlePersonal Finance (Not Investing) • Anyone else suffering from paralysis when...
I've made some momentous decisions in my life with relative ease: i) eloping, ii) moving to a foreign country, iii) giving up a lucrative career to follow my passion etc.But lately I've been suffering...
View ArticlePersonal Investments • Architecting Auto-Investments.
I currently have automatic investments set up to pull funds from my bank account directly into the settlement account on Vanguard. However, I’d like to optimize my strategy by using a higher-yielding...
View ArticlePersonal Investments • Seeking advice on limited 401k fund options...
This is a traditional 401k account, and due to limited fund choices with reasonable expense ratios (for me that would be 0.2% or less), I am currently all-in on FXAIX with a very low ER (expense...
View ArticlePersonal Finance (Not Investing) • Future Choices when mom wants to move
Mom currently lives in Rossmoor a retirement community in Northern California. Rossmoor is to the best of my knowledge, a retirement community, and not a CCRC. She moved there to live near my sister...
View ArticlePersonal Investments • Demented Spouse - Furious at Vanguard
After an extended extended 6+ month process setting up accounts at Vanguard for my mother and my father who has severe dementia, we transferred all of my parents' assets to Vanguard and the Vanguard...
View ArticlePersonal Finance (Not Investing) • California earthquake insurance: what am I...
Thinking about earthquake insurance for our "new" (1938) house in the Bay Area. We have 100% equity, it's a two-story split level with several additions, and even though it's had some retrofit...
View ArticlePersonal Investments • Why is gold increasing in value?
What is causing gold to escalate in value? GLD SPR Gold Shares is up 38% in one year, 62% in 2 years, and 32% year to date.What is going on?Statistics: Posted by Arboecars — Tue Nov 05, 2024 8:06 pm —...
View ArticlePersonal Investments • Contribute to Roth 401k vs taxable
Is there ever a reason you would contribute to a taxable brokerage account if you still had room to contribute to your employer’s Roth 401k?Statistics: Posted by VT2025 — Tue Nov 05, 2024 8:07 pm —...
View ArticlePersonal Consumer Issues • Getting Photos/Videos off iPhone with...
Right now, the only ways I am able to get Photos/Videos from my iPhone onto my PC is:1) Syncing to the Cloud. This is nice, because it saves the files with the Date and Time as the filename.2)...
View ArticlePersonal Investments • 50 MILLION PORTFOLIO :)
Hey Bogleheads,I’m in my 20s, and I want to build a $50 million ETF only portfolio (not joking here). I’m thinking of keeping it simple. Open to allocation ideas and specific ETF suggestions. Here’s...
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